Settle up in the fewest payments
See who’s ahead and who’s behind, then clear it all with as few transfers as possible.
Free & Pro
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3 min read
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Updated October 2026
On Settlement, each member’s balance is what they paid minus their fair share. Positive means they’re owed money; negative means they owe. Traxpend then routes the money so everyone is even in the fewest transfers.
Paying each other back
- UPI / QR — for spaces in rupees, open the payment in any UPI app or scan the QR.
- PayPal.me and Venmo — open a pre-filled payment link.
- Bank transfer — copy the details and pay however you like.
- Mark settled — record a payment that happened outside the app.
Closing the month
When everyone has paid, an admin closes the month by typing CONFIRM. Closed months move to the cycle archive, so you can always look back.
note
Traxpend never holds or moves money. Payments go directly between people through their own apps.