Traxpend vs Splid
Splid is a free, no-sign-up splitter that shines on trips, even offline. Traxpend is for money you share month after month, with budgets, recurring bills, reminders and one split rule for the whole household.
Side-by-Side Feature Matrix
| Capability | Traxpend | Splid |
|---|---|---|
| Price | Free with unlimited expenses; Pro ₹99/mo in India or $4.99/mo in the US | Free |
| Sign-up needed | Yes, an account per member | No |
| Works on the web | Yes, and installs like an app | Mobile apps |
| Works offline | Not yet | ✓ Included |
| Multiple currencies | 40+ currencies | 150+ currencies |
| Category budgets with alerts | Alerts at 80% | — Not listed |
| Recurring bills and reminders | ✓ Included | — Not listed |
| One split rule for the whole space | ✓ Included | — Not listed |
| Payment links when settling | UPI QR, PayPal and Venmo links | — Not listed |
| Export | CSV and PDF reports | PDF and Excel |
Credit where it’s due
Splid is free, needs no sign-up, converts between more than 150 currencies, works offline, and exports summaries to PDF or Excel. For a weekend away it gets out of your way.
The Verdict: When to choose which tool
When to choose Splid
Choose Splid for a quick trip with friends where nobody wants an account and you may be offline.
When to choose Traxpend
Choose Traxpend for an ongoing home, family or flat where you want budgets, recurring bills, reminders, goals and settle-up links.
Frequently Asked Questions
Is Traxpend a Splid alternative?
For households, yes. Splid is great for trips; Traxpend adds budgets, recurring bills, reminders and goals for money you share every month.
Do my friends need an account?
Yes. Each member joins your space with an invite link and their own free account, so everyone sees the same live ledger.
Can Traxpend split a trip too?
Yes. Create a trip space, log expenses in any of 40+ currencies, and settle in the fewest payments when you’re back. Our free trip splitter works without an account.