Trip Expense Splitter — Who Owes Whom, in Fewest Payments
Free group trip cost calculator. Add who paid for what and see exactly who owes whom, settled in the mathematical minimum number of transfers.
Sample Trip: Goa Weekend (4 People)
Interactive preview of debts, payments, and settlements.
| Expense | Paid By | Split Between | Amount |
|---|---|---|---|
| Villa Booking | Rohan | You, Priya, Rohan, Meera (4) | ₹36,000 |
| Dinner at the shack | You | You, Priya, Rohan, Meera (4) | ₹6,200 |
| Scooter Rentals | Meera | You, Rohan, Meera (3) | ₹4,500 |
Calculated Settlement (Minimum Transfers)
Total: ₹46,700- Priya owes Rohan ₹10,550
- Meera owes Rohan ₹4,025
- You owe Rohan ₹4,475
Without debt simplification, this group would have needed 6 separate transfers. Traxpend simplified it to 3.
Frequently Asked Questions
How does the trip splitter work out who owes whom?
It adds up what each person paid, subtracts their share of every expense they were part of, and then pairs the biggest debts with the biggest credits. That settles everyone in at most one fewer payment than there are people.
Can some people sit out an expense?
Yes. Untick anyone who wasn’t part of an expense and it is split only between the people who were.
Is anything saved?
No. The calculator runs entirely in your browser and nothing is stored. Create a free Traxpend space to keep the trip, add receipts, and settle by UPI or payment link.