Bankless Privacy & Data Security

Your money data, handled with care.

What we protect, how we protect it, and the controls that stay in your hands — in plain language.

Who can see your money

Invite-only spaces

Only people you invite can join your space. Space admins decide who stays and who can manage members.

Never sold, never shared for ads

We don’t sell, rent or trade your data. It’s used solely to run Traxpend for you — zero advertiser tracking.

Staff access is separate

Our internal admin tools use their own authentication, completely kept apart from customer financial accounts.

How it’s protected

Encrypted in transit

Every connection uses HTTPS, with HSTS so browsers refuse unencrypted connections, and secure-only cookies.

Passwords are never stored

We keep only a salted, one-way hash of your password, using Django’s standard PBKDF2 password hashing.

Brute-force protection

Sign-in and password-reset attempts are strictly rate-limited at the API gateway to stop password guessing.

Cryptographic signed links

Password-reset and space invite links are cryptographically signed, single-use, and expire automatically.

Production monitoring

Active monitoring and error tracking ensure anomalies or security issues are detected and resolved immediately.

Proven foundations

Built on Django and Django REST Framework, with hardened production security configurations out of the box.

You stay in control

Export any time

Download your full ledger as CSV on any plan. Pro adds detailed PDF and Excel reporting packs.

Delete your account

Permanently wipe your account, spaces, and personal data from Settings whenever you choose.

Self-service password controls

Change your password in Settings, or reset it via email with a secure single-use link.

Security & Privacy FAQs

Does Traxpend connect to my bank account?

No. You add expenses yourself — by typing, speaking, or scanning paper receipts with AI. Traxpend never asks for banking logins or passwords.

Does Traxpend hold or move my money?

No. Traxpend calculates who owes whom and provides a UPI QR code or payment link. Actual money transfers happen directly between people through their own payment apps.

How do I report a security issue?

Email support@traxpend.app with the technical details. We take vulnerability disclosures seriously and respond within 24 hours.