Insights & AI

The Intelligence Hub

Ask questions about your money in plain language — in your own language — and let AI spot what you’d miss.

Pro • 3 min read • Updated October 2026

How Ask AI works

  1. 1
    Ask Type a question, or tap a suggestion like “Monthly summary”, “Budget warnings” or “Vacation planner”.
  2. 2
    It reads your month The assistant is given this month’s spending: the total, your budget, the split by category and by member.
  3. 3
    It answers You get a short, specific answer with your real numbers — in the language your app is set to.

Six tools

  • Ask AI — chat about your household’s finances.
  • Deep Scan — a diagnostic of your cash flow.
  • Roast My Spend — brutally honest (and funny) feedback.
  • Anomaly Detect — flags spending that looks unusual.
  • Blind Spot — finds forgotten bills and items.
  • Shadow Scanner — shows how small non-essential spending compounds.
pro

The Intelligence Hub is part of Pro.

note

AI answers are for information and fun — they aren’t financial advice. See the Terms.

Privacy & zero financial training

Your financial entries are analyzed ephemerally in isolated secure memory contexts. Traxpend never uses your private household transactions to train public artificial intelligence models, and all queries are encrypted end-to-end.

Example queries to try

Ask: “Which category increased the most compared to last month?” or “How much did we spend on food delivery in the last 14 days?”