# Traxpend pricing compared with Splitwise, Spendee, Wallet, Monarch and YNAB

> What expense trackers cost in 2026, from each app’s own pricing page. Traxpend Pro is $39.99 a year (₹799 in India), covers your partner, and Free never caps expenses.

Canonical: https://www.traxpend.com/pricing/compare
Last updated: 2026-10-16

## Traxpend

- Free plan: Free forever with unlimited expenses; 1 shared space of your own for up to 5 people, 3 months of history
- Paid plan: $4.99/mo or $39.99/yr; ₹99/mo or ₹799/yr in India; local prices elsewhere, taxes included
- A year, USD: $39.99
- Partner or household: Your partner gets Pro too, at no extra cost
- Shared expenses and settle-up: Any group, fewest payments, on Free
- India (rupee price, UPI): Rupee pricing (₹799/yr) and UPI pay-back links
- Sources: [traxpend.com/pricing (live prices for your country)](https://www.traxpend.com/pricing)

## Splitwise

- Free plan: Free with ads and a daily limit on new expenses (Pro removes it)
- Paid plan: Not listed on splitwise.com; reported at about $4.99/mo, varies by region
- A year, USD: not published
- Partner or household: Each person subscribes separately (not listed as shared)
- Shared expenses and settle-up: Yes: balances and simplified debts
- India (rupee price, UPI): Not listed
- Sources: [splitwise.com/pro, what Pro unlocks (checked October 2026)](https://www.splitwise.com/pro); [Finny, Splitwise pricing 2026 (third-party summary)](https://getfinny.app/blog/splitwise-pricing-2026)

## Spendee

- Free plan: Free Basic plan; shared wallets need a paid plan
- Paid plan: Plus $1.99/mo or $14.99/yr; Premium $5.99/mo or $35.99/yr; 7-day trial
- A year, USD: $35.99
- Partner or household: Shared wallets on Plus and Premium
- Shared expenses and settle-up: Not listed
- India (rupee price, UPI): Not listed
- Sources: [spendee.com/premium, plans and prices (checked October 2026)](https://www.spendee.com/premium)

## Wallet by BudgetBakers

- Free plan: Free basic app
- Paid plan: Premium monthly, yearly or lifetime; the price is shown in the app, not on the website
- A year, USD: not published
- Partner or household: Not listed
- Shared expenses and settle-up: Not listed
- India (rupee price, UPI): Not listed
- Sources: [BudgetBakers help centre, everything about Premium (checked October 2026)](https://support.budgetbakers.com/hc/en-us/articles/7151349344018-Everything-about-Premium)

## Monarch

- Free plan: 7-day trial only
- Paid plan: $14.99/mo or $99.99/yr
- A year, USD: $99.99
- Partner or household: Household members included
- Shared expenses and settle-up: Not listed
- India (rupee price, UPI): Not listed
- Sources: [Monarch help centre, pricing](https://help.monarch.com/hc/en-us/articles/9136169422996-Pricing); [monarch.com, household sharing](https://www.monarch.com/)

## YNAB

- Free plan: 34-day trial only
- Paid plan: $14.99/mo or $109/yr
- A year, USD: $109.00
- Partner or household: YNAB Together: up to 6 people
- Shared expenses and settle-up: Not listed
- India (rupee price, UPI): Not listed
- Sources: [ynab.com/pricing, plans, trial and YNAB Together](https://www.ynab.com/pricing)

## Why people choose Traxpend

- **Free never caps your expenses.** Log as many as you like, every day, and settle up with anyone. The limits on Free are about extras (history, scans, AI), never about tracking.
- **One plan covers the two of you.** Pro includes the other person in your Partner space. Monarch and YNAB also cover a household, at $99.99 and $109 a year; Traxpend Pro is $39.99.
- **Priced for where you live.** In India Pro is ₹799 a year, about ₹99 a month or less. Elsewhere it's in your currency, taxes included, and lower in lower-income countries.
- **14 days of Pro first, no card.** Every new account gets Pro to try. When it ends nothing is charged: keep Pro or carry on with Free, and nothing is deleted.

Checked October 2026. Prices change; check each app before you buy.

## FAQ

### Is Traxpend the cheapest expense tracker?

Not always, and we say so: Spendee Plus is $14.99 a year. Traxpend Pro is $39.99 a year in the US and ₹799 in India, it covers your partner too, and its free plan never limits how many expenses you add.

### Do I pay more if I share with my partner?

No. Pro covers you and the other person in your Partner space. Flatmates and friends can join your spaces on Free.

### Is the price the final price?

Yes. The price on the page is what you pay, all taxes included, in your own currency.

### Where do the other apps’ prices come from?

From each app's own pricing page or help centre, checked in October 2026. Where an app doesn't publish its price we say so, and link a third-party source only when it's the only one.

## Related

- [Pricing](https://www.traxpend.com/pricing)
- [Feature comparisons](https://www.traxpend.com/compare)