# Just you: Your money, in one private place.

> A private space for your own money: log spending in seconds, budgets with alerts at 80%, bill reminders, subscriptions and goals. Free on web and mobile.

Canonical: https://www.traxpend.com/for/personal
Last updated: 2026-10-16

A Personal space only you can see. Log spending in seconds, get a warning before a budget runs out, and see your share of the flat, the trip or the family in the same total.

## The problem

### Subscriptions creep up

A streaming plan here, a cloud plan there, and nobody adds them up until the card statement arrives.

### Spreadsheets get abandoned

A budget sheet works for two weeks, then life gets busy and it stops matching reality.

### Shared costs blur your own total

Rent with flatmates and a trip with friends make it hard to know what you actually spent.

## How Traxpend helps

### Budgets that warn you early

Set a monthly limit per category and get an alert at 80%, before it is too late.

### Bills and subscriptions

Reminders before rent, EMIs and renewals are due, and one list of every subscription.

### Goals you can see

Save for a laptop, a trip or an emergency fund and watch the progress.

### All your money in one total

Your Personal spending plus your share of every shared space, without counting anything twice.

## Example: Personal

Split rule: Just you. Members: You (100%). Amounts are in ₹.

| Expense | Amount (₹) |
| --- | --- |
| Rent | 18,000 |
| Groceries | 6,400 |
| Eating out | 3,800 |
| Subscriptions | 1,200 |

Nothing to settle. It is all yours..

## FAQ

### Can anyone else see my Personal space?

No. Your Personal space is just you. Shared spaces (a flat, a trip, a family) are separate, and you switch between them in one tap.

### Is it free?

Yes. The free plan includes your Personal space and one shared space of your own; trips don’t count. Pro adds voice logging, bill scanning and AI insights.

### Does it connect to my bank?

No. Traxpend never asks for a bank login. You log what you spend by typing it, or by voice or a bill photo with Pro.

## Related

- [Try the bill splitter](https://www.traxpend.com/tools/bill-split)
- [All audiences](https://www.traxpend.com/for)
- [Pricing](https://www.traxpend.com/pricing)
- [Features](https://www.traxpend.com/features)
- [Documentation](https://www.traxpend.com/docs)