# Couples: Yours, mine and ours — finally clear.

> Free couples expense tracker: split bills with your partner 50/50 or by income, keep a shared budget, and settle up once a month by UPI, PayPal or Venmo.

Canonical: https://www.traxpend.com/for/couples
Last updated: 2026-10-16

One place for shared bills and personal spending. Split it 50/50 or by income, and settle up once a month without a single awkward conversation.

## The problem

### “Did you pay me back for that?”

Small shared costs pile up across two banking apps until nobody remembers who owes whom.

### 50/50 doesn’t always feel fair

When one of you earns more, an equal split can quietly put more pressure on the other.

### Budgets live in one person’s head

If only one of you knows where the month stands, the other finds out too late.

## How Traxpend helps

### Fair shares by income

Set a 60/40 (or any) split once. Every shared expense follows it automatically.

### A budget you both see

Category budgets with an alert at 80% — before the month gets away from you.

### Save for things together

A holiday, a home deposit, a new sofa — track goals and who’s put in what.

### One tap to settle

At month end Traxpend shows the one payment that squares you up, with a UPI QR or payment link.

## Example: Our home

Split rule: 60 / 40 by income. Members: Darshan (60%), Muskan (40%). Amounts are in ₹.

| Expense | Amount (₹) |
| --- | --- |
| Rent | 28,000 |
| Groceries | 9,200 |
| Electricity | 2,140 |
| Date night | 2,400 |

1 payment settles the month.

## FAQ

### Can we keep some spending private?

Yes. Each of you has a Personal space only you can see. Shared costs go in your couple space, and you switch between the two in one tap.

### Do we both need an account?

Yes — one of you creates the space and sends the other an invite link. It’s free for spaces of up to five people.

### Does Traxpend move money between us?

No. It works out who owes what and gives you a UPI QR or payment link; the money moves directly between you.

## Related

- [Try the fair-share calculator](https://www.traxpend.com/tools/fair-share)
- [All audiences](https://www.traxpend.com/for)
- [Pricing](https://www.traxpend.com/pricing)
- [Features](https://www.traxpend.com/features)
- [Documentation](https://www.traxpend.com/docs)