# Traxpend documentation

> Guides for every part of Traxpend: spaces, expenses, fair shares, settle-up, budgets, goals, AI insights, plans and privacy.

Canonical: https://www.traxpend.com/docs
Last updated: 2026-10-16

## Getting started

Create a space, bring your people in and install the app.

- [What is Traxpend?](https://www.traxpend.com/docs/what-is-traxpend): One shared place for the money you spend with other people — and the money you spend alone.
- [Create your account and space](https://www.traxpend.com/docs/create-your-space): Sign up with Google or email, name your space and pick its currency — about two minutes.
- [Invite people to your space](https://www.traxpend.com/docs/invite-members): Share one link. People see your space’s name and members before they join.
- [Install Traxpend on your phone](https://www.traxpend.com/docs/install-the-app): Add Traxpend to your home screen for a full-screen app with push notifications.

## Adding expenses

Type it, say it, scan it — one-off, bulk or recurring.

- [Add an expense](https://www.traxpend.com/docs/add-an-expense): Amount, category, who paid and when — plus an optional note and receipt.
- [Quick add: type it like a text](https://www.traxpend.com/docs/quick-add): Write “fuel 800” and Traxpend fills in the amount and category for you.
- [Voice entry](https://www.traxpend.com/docs/voice-entry): Say “paid twelve hundred for electricity yesterday” — in your language — and Traxpend fills in the expense.
- [Scan a receipt](https://www.traxpend.com/docs/receipt-scanning): Snap the bill and Traxpend reads the total, the shop and the date — then fills in the expense.
- [Recurring and bulk expenses](https://www.traxpend.com/docs/recurring-and-bulk): Let rent log itself every month, and spread a big stock-up over the months it lasts.

## Splitting & settling up

Fair shares, balances and the fewest payments to clear them.

- [How fair shares work](https://www.traxpend.com/docs/how-splitting-works): Each member has a contribution share. Their fair share of the month is that percentage of everything spent.
- [Settle up in the fewest payments](https://www.traxpend.com/docs/settle-up): See who’s ahead and who’s behind, then clear it all with as few transfers as possible.
- [Currencies and travel](https://www.traxpend.com/docs/currencies): One base currency per space, viewable in yours — converted at the rate from the day you spent.

## Budgets, goals & wishlist

Plan the month together before the money is spent.

- [Budgets and alerts](https://www.traxpend.com/docs/budgets): Set a monthly limit per category, see what is left as you spend, and get a warning before you go over.
- [Savings goals](https://www.traxpend.com/docs/savings-goals): Save towards a holiday, an emergency fund or a festival together: set a target, add money and see who has chipped in.
- [Wishlist voting](https://www.traxpend.com/docs/wishlist): Put big purchases to a vote — Need, Maybe or Later — before anyone buys.

## Insights & AI

Charts, the leaderboard and the Intelligence Hub.

- [Analytics and the leaderboard](https://www.traxpend.com/docs/analytics-and-leaderboard): See where the money went — by category, member and time — and who’s carrying the space.
- [The Intelligence Hub](https://www.traxpend.com/docs/intelligence-hub): Ask questions about your money in plain language — in your own language — and let AI spot what you’d miss.

## Members & chat

Roles, contribution shares and talking it through.

- [Admins, members and removing people](https://www.traxpend.com/docs/roles-and-members): What admins and members can each do in a shared space, how to change someone’s role, and how to remove someone safely.
- [Group chat](https://www.traxpend.com/docs/group-chat): Talk about money where the money is — with channels for expenses, goals and announcements.

## Account & billing

Plans, currency, language, notifications and your data.

- [Plans and billing](https://www.traxpend.com/docs/plans-and-billing): Free for up to 5 people. Pro adds AI, voice, the vault and room for 50.
- [Language, theme and notifications](https://www.traxpend.com/docs/language-and-notifications): Use Traxpend in 11 languages, light or dark, with the alerts you want.

## Privacy & security

What we store, how it’s protected and how to delete it.

- [Export or delete your data](https://www.traxpend.com/docs/export-and-delete): Download your ledger as a CSV any time, or delete your account for good.
- [How we protect your data](https://www.traxpend.com/docs/how-we-protect-your-data): No bank logins, invite-only spaces, encrypted connections and hashed passwords.

## Related

- [Pricing](https://www.traxpend.com/pricing)
- [Features](https://www.traxpend.com/features)